Chatterjee, SheshadriMusa, HussamKlieštik, Tomáš2026-04-242026-04-2420251689-765X2353-3293https://doi.org/10.24136/eq.4048https://repo.umb.sk/handle/123456789/1423In: Equilibrium : quarterly journal of economics and economic policy. Olsztyn : Institute of Economic Research, 2025. ISSN 1689-765X. Vol. 20, no. 4 (2025), pp. 1247-1256.enCC BY Creative Commons Attribution 4.0. Internationalinfo:eu-repo/semantics/openAccesstechnológietechnologiesinovácieinnovationsfinančné systémyfinancial systemsfinanciefinanceArticle